Mumbai
Cost of living, housing, groceries, transportation and more.
What the numbers suggest
The model midpoint for one person in Mumbai is ₹68,800. At the modeled component midpoint, rent represents roughly 60% of the six-category basket, food about 26%, and public transit about 3%.
This page shows a planning range rather than one “correct” household cost. Actual spending changes with neighbourhood, lease terms, consumption and lifestyle.
What is included
The headline includes rent, utilities/connectivity, groceries, eating out, public transit and household/personal essentials. Healthcare, childcare, car ownership, taxes, savings and discretionary lifestyle spending are separate.
Core monthly cost breakdown
No core component for Mumbai currently has a captured numeric observation in the core ledger. The six values remain source-linked planning anchors, not direct observations.
Direct component evidence measures the category itself or a closely matched subcomponent. Broad calibration evidence uses a wider household/per-person benchmark. Source-linked model anchors have identified sources but no captured numeric observation yet.
- Rent · 1BR non-prime: model anchor — Housing.com · 2026-09
- Utilities + connectivity: model anchor — MoSPI · 2023-24
- Groceries: model anchor — MoSPI · 2023-24
- Eating out: model anchor — MoSPI · 2023-24
- Public transit: model anchor — Reliance Mumbai Metro · 2026
- Household + personal: model anchor — MoSPI · 2023-24
Search-index status: held back. This page can still be used as a research reference, but it will stay noindex until the evidence gate is met.
Planning range for Mumbai
For the published one-adult renter persona, the modeled monthly band runs from ₹59,800 to ₹77,900, with a midpoint of ₹68,800. The full band is about 26% of the midpoint, so it should be read as a planning envelope rather than a quote or minimum/maximum market price.
Low, midpoint and high by category
These are the six inputs used in the headline model. Showing all three anchors makes the uncertainty visible instead of hiding it behind one total.
| Category | Low | Planning midpoint | High |
|---|---|---|---|
| Rent · 1BR non-prime | ₹28,700 | ₹41,000 | ₹53,300 |
| Utilities + connectivity | ₹3,000 | ₹4,500 | ₹6,000 |
| Groceries | ₹8,400 | ₹12,000 | ₹16,000 |
| Eating out | ₹3,500 | ₹5,500 | ₹8,000 |
| Public transit | ₹1,000 | ₹2,000 | ₹3,500 |
| Household + personal essentials | ₹2,000 | ₹3,000 | ₹5,000 |
What drives Mumbai's estimate
Housing is the dominant modeled expense: rent is about 60% of the six-category component midpoint. Groceries plus the modeled eating-out allowance account for about 26%, while public transit is about 3%. The non-rent component modes add up to roughly ₹27,000 per month.
The widest proportional component range is public transit, modeled from ₹1,000 to ₹3,500 (a span equal to roughly 125% of that component's midpoint). That is where this page signals the most model uncertainty among the six published categories. As a simple sensitivity check, a 10% change in the rent midpoint alone would move the six-category component sum by about 6.0% if the other component modes stayed unchanged.
The current confidence label is Medium. The six core inputs are linked to 3 source records across 3 evidence families; named publishers include Housing.com, MoSPI, Reliance Mumbai Metro. More detailed categories stay unpublished until they meet the site's separate evidence gate.
Source and dates
- Housing.com — Current Mumbai 1BHK asking-rent listings · 2026-09 · Mumbai
- MoSPI — Government household-consumption survey · 2023-24 · India / Maharashtra urban tables
- Reliance Mumbai Metro — Mumbai Metro fares · 2026 · Mumbai
Data model CLC-v5.9-global-detail-1 · site V7.1 · evidence granularity reviewed 2026-09-29 · core evidence mix 0 direct / 0 broad / 6 model. Missing fields are omitted; modeled anchors are labeled and may differ by neighbourhood and lifestyle.